Aside from people believing that life insurance is too expensive or overly complex, one of the most tired excuses for not finding a plan is that there is never enough time. It’s true, people lead very busy lives and are often running from one obligation or appointment to the next leaving them no room to take care of other issues. But is there really no time to spare for the sake of your family’s financial future?
People are more concerned with other daily occurrences and tasks that they don’t want to give any attention or time to find the right insurance plan. Below you’ll find some of the daily activities that take up the valuable time we could be using to get the right coverage for those who matter most. Full article
Life is full of uncertainties and you can run into financial complications that can make paying your premiums difficult. Your future budget may not be able to support the premium payments you once felt comfortable with when you first purchased your plan.
Situations like the loss of a job or living on a fixed income make managing your premium payments incredibly taxing. The pressures associated with struggling to make your plan’s payments lead many to simply give up and surrender the policy. But don’t jump to that conclusion immediately, there are alternatives you need to look into first. Full article
Creating a lasting marriage in today’s society requires both partners to practice better money management skills and to become more involved with finances. When you tie the knot with your significant other, simply talking about finances and insurance is a good first step, but it shouldn’t be the only one.
As a newly married couple, you will both want to avoid any tension or strain put on the relationship by improper financial management. Don’t allow one person to take all the responsibility or have his or her individual strategies be the basis of governing your assets. So, how can you prevent this dreaded strain? Let us show you.
This week, we’ve compiled some a guideline to the most important considerations a young couple should focus on. This will provide a foundation for newlyweds to start off on the right foot towards a brighter financial future. Full article
When applying for life insurance, there can be a temptation to lie on the application form you fill out. But why do we have that temptation? What good can come from it? People typically lie on their applications because they feel it will possibly get them a better rate or it will just help their chances of getting approved. Either way, the lie is a huge risk you take that could leave you and your family without coverage. Is that worth trying to save on premiums?
Today’s insurers are using more sophisticated technology and have access to more databases to check all the information they require to verify a claim. An intentional lie, once discovered, severely affects the legitimacy of the rest of your application and make the process take longer. Full article
Your life insurance policy is a huge benefit to you and your family, as it gives you the comfort and security that allows you to live life without worry. You want to ensure that your loved ones will have a stable financial future after you’re gone and protect them while they go through a vulnerable time such as when they are in college or university.
It’s a great feeling when you finally get the coverage you have been looking for and it can be tempting to just let the plan do it’s work and forget about it. That is a mistake. At the very least, you should be reviewing your policy once a year just to make sure it is still fully benefitting you and your current situation. Full article